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eNACH Auto-Debit

Authorize once, debit automatically every cycle

Customers complete a one-time electronic authorization (eMandate) online, and from then on, subscription fees, installments, and repayments are debited automatically from their bank account on schedule. Covers 50+ banks — no more chasing payments every month.

Auto-Debit PlanActive
₹999 / month
Next debit · 5th of every month
June✓ Debited
July✓ Debited
AugustPending
Highlights

Put recurring collections on autopilot

50+ Banks

Coverage across major banks and UPI AutoPay, for a reliably high debit success rate.

Fully Online Authorization

Electronic eMandate authorization, completed in a few taps on the customer's phone.

Flexible Schedules

Debit monthly, quarterly, or on demand, with fixed or variable amounts.

Pre-Debit Notifications

Notify customers in advance per your rules, reducing disputes and reversals.

Retry Logic & Reporting

Failed debits retry automatically, with clear success/failure reporting at a glance.

Compliant Debits

Meets NPCI / RBI regulatory requirements for electronic authorizations.

Who It's For

Common Use Cases

Subscription Services

Recurring subscription fees for SaaS, memberships, and streaming.

Loan Repayments

Automatic scheduled collections for NBFCs and microcredit.

Insurance / Installments

Automatic debits when premiums or installments come due.

Turn collections into auto-debits

Open an account online, integrate eNACH quickly, and stop chasing recurring revenue by hand.