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About India Payme

Making it easy for every business
in India to get paid

The name India Payme comes from a simple idea: keep money moving. We believe getting paid shouldn't be a barrier — whether a merchant is in a metro or a small town, and whether a customer pays by phone or cash.

2021
Founded in New Delhi
50K+
Partner Merchants
1.4M+
Cash Collection Counters
3
Offices Nationwide
Our Mission

Turning complex payments into something simple

India's payment landscape is remarkably diverse — UPI, cards, wallets, net banking, and a huge population that still relies on cash. Most merchants don't have the bandwidth to integrate and reconcile every channel one by one.

India Payme brings all of it into one platform: a single integration that covers every channel, and a single dashboard that shows every payment. We help engineering teams write less code, help finance teams spend fewer late nights reconciling, and help business owners collect more of what they're owed.

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Our Journey

Milestones

2021

Company Founded

Founded in New Delhi with a focus on unified payment collection for small and mid-sized merchants.

2025

Earned RBI Payment Aggregator License

Became a regulated, licensed payment aggregator, connecting to more banks and channels.

2025

Connected the Offline Cash Network

Brought cash collection points nationwide onto the platform, reaching customers without bank cards.

2025

Expanded into Government and Education

Began processing large-scale payments for exam boards, colleges, and municipal bodies.

2026

Going AI-Native

Brought intelligent routing, risk control, and reconciliation fully into the AI era, pushing success rates even higher.

Values

How We Work

Merchants First

Every decision starts with one question: does this help merchants get paid.

Security First

Compliance and risk control aren't optional — they're the foundation we're built on.

Fast, but Reliable

We chase faster settlement, but never at the expense of stability.

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Compliance & Security

Regulated. Trusted.

  • RBI-authorized Payment Aggregator
  • PCI-DSS Level 1 certified — the highest standard for card data security
  • End-to-end encryption and card tokenisation
  • Real-time risk engine that flags suspicious transactions and fraud
  • Data storage compliant with India's data localization requirements
Team

Leadership Team

BR
Bikram RayFounder & CEO
AN
Abhi NairCo-Founder & COO
RV
Ruben VermeCTO
MP
Mery PatterHead of Risk & Compliance

Want to build something with us?

Whether you're becoming a merchant, a partner, or joining the team, we'd love to meet you.